The Construction Guarantee Cooperative said it will conduct the "2026 regular credit evaluation" for members starting Apr. 1.
A cooperative official said, "A credit rating is an essential factor that determines cooperative transaction standards such as guarantee and loan limits and fee rate calculation," and emphasized, "We recommend applying for a credit evaluation early to avoid disadvantages from a gap in credit ratings or restrictions on cooperative transactions."
In particular, for members whose most recent business year settlement of account date is Dec. 31, 2025, the validity of the existing credit rating expires on Jun. 30. Therefore, given the time required due to the nature of the evaluation work, those members must apply for a credit evaluation by May 31 at the latest.
Members can easily apply for a credit evaluation through the internet window on the cooperative's website. To ensure a smooth credit evaluation, members must complete the transmission of financial statements before applying, and specific application procedures and methods for transmitting financial statements can be found in the instructional video posted on the website.
As internal and external uncertainties rise, the cooperative will conduct in-depth evaluations of revenue improvement, debt repayment capacity, and more, and will strengthen risk management through continuous monitoring. It also plans to focus its capabilities on improving credit evaluation services to provide financial convenience for members.
For more detailed inquiries related to credit evaluations, check the notices on the cooperative's website or contact the relevant branch.