As the Donald Trump administration and banks clash over a cap on credit card interest rates, the three major stock indexes on Wall Street closed lower.

Traders at the NYSE in New York on the 13th (local time) /Courtesy of Reuters-Yonhap

On the 13th (Eastern time), on the New York Stock Exchange (NYSE), the Dow Jones Industrial Average fell 398.21 points, or 0.80%, from the previous session to close at 49,191.99. The Standard & Poor's (S&P) 500 slipped 13.53 points, or 0.19%, to 6,963.74, and the Nasdaq composite dropped 24.03 points, or 0.10%, to 23,709.87.

The U.S. consumer price index (CPI) for December came in at or below expectations, but the market showed little reaction. According to the Labor Department, the all-items CPI in December rose 0.3% from the prior month and 2.7% from a year earlier. Core CPI rose 0.2% month over month and 2.6% year over year. Analysts largely viewed the CPI print as uneventful.

With President Trump pushing to cap annual credit card interest rates at 10% for one year, bank stocks plunged across the board. JPMorgan Chase posted better-than-expected fourth-quarter results, but its shares still closed down 4.19%. Visa and Mastercard also fell 4.46% and 3.76%, respectively. Wall Street banks are pushing back against the Trump administration's move and said they are ready to sue.

Among mega tech companies with a market capitalization over $1 trillion, Alphabet, Nvidia, Apple and Broadcom rose around 1%. Alphabet gained more than 1% again, firming up the $4 trillion market cap line. Among consumer companies, Walmart rose 2% again as index-tracking buying flowed in ahead of its inclusion in the Nasdaq 100 after its transfer listing to the Nasdaq.

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