HD Construction Equipment signs a memorandum of understanding to support co-prosperity in the construction machinery industry with Hana Bank and Korea Credit Guarantee Fund (KODIT) at Hana Bank's headquarters in Jung-gu, Seoul, on the 29th. From left: Kim Do-wan, chairman of the HD Construction Equipment Partners Council; Moon Jae-young, president of HD Construction Equipment; Lee Ho-sung, president of Hana Bank; Chae Byung-ho, standing executive director of Korea Credit Guarantee Fund (KODIT). /Courtesy of HD Construction Equipment

HD Construction Equipment will push a 85 billion won financial guarantee program to help create a stable management environment for its partners.

On the 30th, HD Construction Equipment said it signed a "memorandum of understanding (MOU) to support win-win growth in the construction equipment industry" with Hana Bank and Korea Credit Guarantee Fund (KODIT) the previous day at Hana Bank's headquarters in Jung District, Seoul.

The agreement was arranged to provide practical support to partners struggling to raise funds amid recent economic uncertainty. HD Construction Equipment said it significantly expanded the size of support, noting that demand was so strong the existing co-prosperity fund was exhausted early.

Under the agreement, HD Construction Equipment and Hana Bank will jointly create a fund of up to 5 billion won, and Korea Credit Guarantee Fund (KODIT) will use it as a source to provide guarantees of up to 85 billion won when partners take out loans from financial institutions.

The guarantee program will proceed in two tracks: a 40 billion won "joint project guarantee" for partners participating in future innovation projects such as new model development and mass production, and a 45 billion won "win-win growth financial support agreement guarantee" for all partners. Both programs come with discounted guarantee fees and preferential interest rates.

Moon Jae-young, president of HD Construction Equipment, said, "The true value of win-win growth is helping partners prepare for the future without wavering even amid an uncertain external environment," adding, "We hope this financial support will contribute to strengthening the overall competitiveness of the construction equipment industry through shared growth with partners."

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