ChaBot Mobility is accelerating its industry differentiation strategy by teaming up with Toss Payments to launch "ChaBot Pay," a financial service specialized for the used car market.
Mobility concierge platform company ChaBot Mobility (CEO Kang Seong-geun) said on the 11th that it launched a new financial payment solution, "ChaBot Pay," in partnership with Toss Payments (CEO Im Han-wook), an electronic payment gateway (PG) affiliate of Viva Republica (Toss), to resolve financial inconveniences in the rapidly growing used car market.
"ChaBot Pay" is an integrated financial service dedicated to used cars based on cards and capital, offering a simple payment system that applies link-pay technology. Customers can continue to use the cards they previously used and can use the service easily without a separate sign-up process. In particular, when using Samsung Card, the service fee for 24 months is set at 9.9% (capital loan interest rate about 9.2%), which can reduce the burden of high fees when purchasing a used car. A flexible payment structure that allows combining cash and installments for the desired amount is also an advantage.
This service was implemented by combining Toss Payments' advanced simple payment infrastructure with ChaBot Mobility's verified dealer network. Through this, it provides customers with a more intuitive and secure payment environment and offers dealers transaction efficiency through a new payment method, presenting a flexible and reasonable alternative to the cash-centered existing used car transaction method.
ChaBot Pay can be used through the sales management app for used car dealers, "Cha Team Leader." Cha Team Leader is a business platform used integrally by used car dealers nationwide for vehicle listings management, consultations, contracts, and financial payments.
ChaBot Mobility vice president Kang Byeong-hee said, "Through the partnership with Toss Payments, we have been able to present a new financial experience in the used car market," noting, "We will practically resolve the issues of high fees and complicated payment procedures, which were the biggest concerns when purchasing a used car, and increase satisfaction for both customers and dealers." He added, "We plan to continue developing various collaboration models with Toss group companies to create a differentiated mobility finance ecosystem."
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