Hana Financial Group(086790) created a chief inclusion finance officer (CIFO) to strengthen inclusive finance. Vice Chairman Lee Seung-yeol of the group took the inaugural CIFO post.
Hana Financial Group on the 5th announced second-half priority tasks for inclusive finance. This is the first time in the financial sector that a CIFO has been designated. It is a follow-up to the "2026 inclusive finance roadmap" established in May.
Hana Financial Group selected the following as the "four pillars" of inclusive finance: ▲ support for young people and small merchants ▲ embedding inclusive finance ▲ debtor protection and prevention of financial crime ▲ expansion of social solidarity finance. To that end, Hana Bank in the second half will use the "youth guardian jeonse fraud guarantee insurance" to cover the full insurance premium free of charge for about 10,000 young people newly using jeonse deposit loans. Hana Bank solely operates the "youth tomorrow savings account" in partnership with the Ministry of Health and Welfare and, through the "Gyeonggi youth opportunity ladder finance," supported the creation of about 25,000 sound transaction histories for young people with limited credit records.
A personal credit assessment system for thin filers (people with limited credit histories) and small merchants, who have difficulty obtaining loans, will undergo a major overhaul in August. Hana Bank plans to apply the "phase 3 advanced alternative credit scoring model," which integrates new alternative data such as telecom information.
Support for small merchants will also be pursued in connection with the group headquarters' move to Incheon Cheongna International City in September. This year, a special contribution of 5.5 billion won will be made to the Incheon Credit Guarantee Foundation to supply 84 billion won in guaranteed loans for small merchants. Hana Financial Group is reviewing the establishment of group-level key performance indicators (KPIs) for inclusive finance.
Hana Financial Group said it executed 60% in the first half of the 3.1 trillion won set as this year's inclusive finance implementation target. It plans to maintain the execution pace in the second half by conducting regular inspections alongside task management.
Ham Young-joo, chairman of Hana Financial Group, emphasized, "Under the firm recognition that inclusive finance is no longer a choice but a basic duty that a financial group ought to shoulder, what matters most is producing tangible changes and outcomes that can be felt in daily life."