Yang Jong-hee, chairman of KB Financial Group, stressed that the "MoneyMove (capital migration)" into capital markets is an opportunity, not a crisis. At the same time, he unveiled a plan to completely redesign the group's ways of working and processes based on AI (artificial intelligence).
KB Financial Group held the "second half of 2026 group executives workshop" on the 10th to 11th at the KB Injaenium Training Center in Sacheon, South Gyeongsang, with about 270 members of the group's management attending. The workshop was organized to share the group's mid- to long-term three-year (2027–2029) management strategy direction to respond to the rapidly changing financial market and competitive environment and to strengthen collaboration among affiliates.
Executives reviewed structural changes in the financial industry—such as growth in the capital market and MoneyMove, shifts in the digital financial ecosystem driven by the spread of AI technology, and productive finance—and discussed KB Financial Group's response strategy.
The five key tasks of the mid- to long-term management strategy are: ▲ redesigning the WM and pension business model ▲ securing differentiated competitiveness in the small and midsize corporate business ▲ strengthening collaboration systems between the group's CIB (corporate and investment banking) and the capital market ▲ advancing insurance business and investment management capabilities ▲ establishing a roadmap to accelerate the group's AI transition.
In a special lecture, Chairman Yang said, "The reason financial groups exist and their greatest competitive edge is the ability to present comprehensive financial solutions to customers," adding, "To respond to the era of AI transformation and MoneyMove, it is most important that all affiliates move together with a customer-centric approach." He added, "MoneyMove is not a crisis but an opportunity to enhance competitiveness in WM and asset management," and "Productive finance can be a turning point that expands the roles of KB's CIB and small and midsize corporate business."
Yang also called for changes to strengthen competitiveness. He said, "To secure systemized competitiveness, we must revisit how we work and our processes and carry out a comprehensive redesign based on AI," and said, "We need to push for structural changes with the most different thinking that goes beyond conventional inertia."