Shinhan Investment & Securities said on the 4th it will run a 3.9% annual margin loan event through Apr. 23.
The event is open to customers who have not used the credit service and to existing registered customers who had no credit transaction since Jul. 27, 2025.
For 120 days from the application date, applicants will have their margin loan interest rate fixed at 3.9% a year, and the benefit applies only to new purchase trades made after application. After the event period ends, the normal interest rate will apply without separate notice.
In addition, Shinhan Investment & Securities will offer up to 2 million won in interest support by lottery, depending on the size of the credit balance as of the event end date.
Among customers with a credit balance of at least 5 million won, 100 people will receive 20,000 won; at least 50 million won, 50 people will receive 50,000 won; at least 100 million won, 15 people will receive 250,000 won; at least 150 million won, 10 people will receive 300,000 won; at least 300 million won, 5 people will receive 500,000 won; and at least 1 billion won, 3 people will receive 2 million won in interest support by lottery.
Customers can apply through the Shinhan Investment & Securities website, Shinhan Alpha (HTS), and Shinhan SOL Securities (MTS). Customers without an account can also open an account non-face-to-face through the Shinhan SOL Securities app without visiting a branch.
However, Shinhan Investment & Securities added, "If margin loans are used excessively relative to repayment capacity, disadvantages such as a decline in personal credit score may occur in financial transactions, so investors should take care."