Hyundai Card said on the 4th that last year it posted 439.4 billion won in operating profit and 350.3 billion won in net profit. Those figures were up 8.2% and 10.7%, respectively, from a year earlier.
Last year, Hyundai Card's annual credit purchase volume (individuals and corporations) rose 6.2% from a year earlier to 176.4952 trillion won. The number of members was 12.67 million last year, up 1.6 million over three years.
Overseas credit purchase volume was 3.9379 trillion won, keeping the company at the top of the industry for the third straight year. As of December last year, Hyundai Card's arrears rate (excluding amounts not repaid after refinancing for one month or more) was 0.79%, the same as the previous quarter.
A Hyundai Card official said, "In 2026, we will further upgrade competitiveness across the business and strengthen the foundation for structural growth to continue sustainable and stable growth."