Bin Dae-in, chairman of BNK Financial Group, set this year's management policy as "implementing new finance for future growth" and presented growth based on productive finance as the core strategy.
On the 2nd, Bin Dae-in, BNK Financial chairman, said in the 2026 New Year's address that "the 'new finance' is a future-oriented finance that expands both profitability and public interest and enhances stability and productivity with AI and digital technology." Bin stressed that BNK will implement its own finance that creates sustainable value for everyone by going beyond simple fund intermediation to consolidate the growth of regions, industries, and everyday life.
To that end, the core strategies cited were: ▲ a major shift in the business model based on productive finance ▲ restarting the growth engine with "ALL AI, BY AI" ▲ continuing innovation in financial consumer protection and internal controls ▲ an open corporate culture that communicates with stakeholders.
Bin said, "Amid the trend toward a shift to productive finance, we must boldly innovate the existing business model centered on interest income and collateral assets," and emphasized, "We must expand our capabilities and role as a productive finance investor by actively participating in investment in innovative corporations, supporting the transition of traditional manufacturing to Mirae Industries, and developing regional infrastructure."
He also emphasized a change in role as a regional financial group. Bin noted that BNK Financial should find opportunities in government policies such as the transfer of the Ministry of Oceans and Fisheries and the establishment of the Southeast Region Investment Corporation to create new growth momentum. The plan is for BNK to serve as a financial hub in region-specialized industries such as shipbuilding, maritime, logistics, and infrastructure, establishing a supply chain structure that links large corporations and partner firms to contribute to the expanded reproduction of value added within the region.
BNK Financial Group plans to strengthen its control tower function centered on the newly established Sustainable Finance Division and, through organic collaboration among subsidiaries, increase execution power to put BNK's "region-specialized finance model" into practice.
Bin emphasized, "AI and digital competitiveness are key elements that determine the survival and growth of financial companies," adding, "BNK will use them not just to introduce technology but as tools to change how we work and restart the group's growth engine." The explanation is that AI will not be limited to work efficiency but will be applied across operations such as corporation analysis, investment and screening, and risk management.
He then emphasized innovation in financial consumer protection and internal controls. Bin said, "Responsibilities and standards to be observed must be stricter in the area of internal controls, including financial consumer protection and IT information protection," adding, "We will shift the start of decision-making to a focus on financial consumer protection and internal controls."
In closing, he added, "We will coolly analyze risks in the rapidly changing financial environment, establish a formula for success that secures BNK's unique competitiveness, and turn the coming crisis into an opportunity for a new leap forward."