Hyundai Motor Securities said on the 30th that it launched a robo-advisor discretionary service for individual retirement pension (IRP) customers on the 29th.
The "retirement pension robo-advisor (RA) discretionary service" is a portmanteau of "robot" and "advisor," and is part of the Financial Services Commission's designated "innovative financial services to improve retirement pension returns." Based on algorithms verified under strict standards by financial authorities, algorithms using artificial intelligence (AI) and big data technology analyze an investor's risk profile and market conditions to automatically construct and manage a portfolio.
Hyundai Motor Securities' retirement pension robo-advisor discretionary service is based on algorithms that passed both the operational review and system review by KOSCOM, an operator of capital market IT infrastructure. It also partners with Korea Investment Management to analyze investors' risk profiles and investment objectives and provide customized asset allocation strategies.
The service can be subscribed to through Hyundai Motor Securities' mobile trading system (MTS) "Tomorrow" without installing a separate app.
To mark the launch, Hyundai Motor Securities is also running a sign-up promotion through the end of Feb. 2026. During the event period, it plans to offer various gifts depending on service enrollment and the amount subscribed.
A Hyundai Motor Securities official said, "We expect the introduction of this robo-advisor discretionary service will allow us to provide enhanced asset management services to customers," adding, "We will continue to strengthen and expand the service to manage customers' valuable retirement assets more stably and help improve long-term returns."