Mirae Asset Life Insurance said on the 25th that as of the 17th of this month, the variable insurance fund "ETF Global Equity" posted a cumulative return of 233.57% and an annualized return of 28.38%.
ETF Global Equity, a variable insurance fund based on exchange-traded funds (ETF) from Mirae Asset Life Insurance, mainly invests in ETFs that track indexes representing developed stock markets, centered on the United States. Using the MSCI ACWI as its benchmark, it is a strategy that seeks capital gains linked to the long-term growth of the global stock market.
As interest in ETFs grows amid continued interest-rate uncertainty and global market volatility, some note that ETF investing focused solely on simple trading has limits in responding to the market. As a result, "using variable insurance for ETF investing" has recently emerged as a new alternative. In addition to a structure favorable for long-term investing, it offers tax advantages and automatic asset allocation, allowing investors to capture both the strengths of ETFs and the structural advantages of variable insurance.
Another ETF-based fund, "ETF Global AI Tech," is managed with a strategy that concentrates on global new-growth industries. It selectively invests in areas with high long-term growth potential among core sectors of the Fourth Industrial Revolution—such as semiconductors, cloud computing, secondary batteries, and healthcare—to aim for capital appreciation.
As of the 17th of this month, ETF Global AI Tech recorded an annualized return of 10.64% and a cumulative 117.29%. The fund uses AI-related ETFs as key underlying assets, including TIMEFOLIO Global AI Active, SOL U.S. AI Power Infrastructure, and TIGER U.S. Philadelphia AI Semiconductor Nasdaq. Unlike general investing that concentrates on a single-theme ETF, the variable insurance structure allows the portfolio to be maintained with a long-term view.
Wi Deuk-hwan, head of variable investment management at Mirae Asset Life Insurance, said, "ETFs are a good tool for accessing long-term growth industries, but when managed through variable insurance, tax advantages and automatic diversification further enhance long-term investment efficiency," and added, "We will support customers' mid- to long-term asset growth based on ETFs with strong growth potential, such as AI, global, and big tech."