December & Company, the operator of the artificial intelligence (AI) investment service Fint, said on the 23rd that it has exclusively launched a retirement pension robo-advisor (RA) discretionary service in partnership with KB Securities.
With the launch of this retirement pension robo discretionary investment service, KB Securities customers can now experience Fint's discretionary investment in individual retirement pension (IRP) accounts as well as the discretionary services they have used through existing comprehensive brokerage and pension savings accounts.
The service is run by ISAAC, an AI investment engine independently developed by December, and can be subscribed to through KB M-able, KB Securities' flagship mobile trading system (MTS). It analyzes investment propensity, expected return, risk preference, and retirement timing to design a tailored asset allocation strategy and automatically rebalances according to market trends.
December's retirement pension management strategy focuses on managing volatility risk and driving "stable return growth" over the long term.
The investment strategy for this service is configured into five modes targeting global and domestic markets to match customer needs. The modes are: ▲ Sports mode (aggressive global investing) ▲ Smart mode (globally diversified investing) ▲ Cruise mode (aggressive domestic and overseas investing) ▲ Comfort mode (domestic and overseas diversified investing) ▲ Eco mode (domestic dividends and interest revenue-focused). Each mode is operated with a retirement pension algorithm using exchange-traded funds (ETFs) with short rebalancing cycles, enabling a more agile and flexible response to market changes.
To commemorate the launch of the IRP robo discretionary investment service with KB Securities, a sign-up event runs through Dec. 30. After subscribing to the service and applying for the event, customers who transact at least 1 million won and less than 5 million won will be entered into a drawing for Starbucks Americano coupons (1,000 winners), and all customers who manage 5 million won or more will receive a 20,000-won Shinsegae gift certificate.
Song In-seong, CEO of December & Company, said, "As the importance of retirement pension management for a stable old age grows by the day, we are focusing on launching and stabilizing IRP discretionary services to help improve the stable growth of assets and the convenience of management."