Candidate Lee Eok-yeon stated on the 2nd that regarding household debt management, including the '6·27 regulation' that limits housing mortgage loans to 600 million won, he will maintain a "consistent and firm stance," adding that he would "implement the 6·27 measures without delay and, if necessary, immediately enact additional measures to respond proactively."
Candidate Lee stated during the National Policy Committee hearing on the 2nd that as direction for financial policy, he proposed five areas: expanding funding to productive sectors, establishing a fair and vibrant capital market, alleviating debt burdens for vulnerable groups, enhancing financial accessibility, and strengthening the consumer protection system in finance.
Candidate Lee also emphasized 'productive finance' to ensure that funding in the financial sector flows into advanced industries rather than real estate. He noted, "Since the bill for the establishment of the Advanced Strategic Industry Fund has passed the plenary session, I will use it as a catalyst to establish a national growth fund to effectively respond to investments in advanced strategic projects that require long-term large-scale support," adding that, "To strengthen the productive finance function of the financial industry, I will improve the overall system, regulations, and supervision, and also promote self-innovation in the financial industry, such as digital convergence development."
Candidate Lee emphasized the direction of capital market reform by stating that he would ensure that unfair practices can never again take root through measures such as operating a joint response team to eradicate stock price manipulation and applying the one-strike-out principle, as well as strengthening sanctions against accounting fraud. He also noted that he would promote expanding venture capital supply from large investment banks and restructuring the stock market.
Candidate Lee indicated that he would implement the long-term arrears debt adjustment program (bad bank) without interruption to support vulnerable groups. He also stated that he would promote the establishment of a stability fund for ordinary people's finance, the introduction of future savings for youth, and improvements to the dwellings pension system.
Regarding the protection of financial consumers, Candidate Lee stated that he would establish a duty structure for financial companies to ensure effective internal controls, adding, "I will strengthen post-remedy functions by introducing binding power for small dispute cases."