The loan comparison platform Finda announced on the 12th that among users who agreed to loans in the first half of this year, those whose occupations changed from employees to self-employed individuals increased by 50% compared to the same period last year.
The amount agreed upon for loans by those who changed their occupations through Finda increased by 24.3% during the same period. Among those who left their jobs to become self-employed, the share of individuals in their 30s and 40s accounted for 77.5%. Specifically, the largest group was those in their 40s (42.1%), followed by those in their 30s (35.4%), 50s (19.6%), 60s (2.6%), and those aged 70 and above (0.2%).
In the first half of this year, the average interest rate for users in their 30s and 40s who transitioned to self-employment after leaving their jobs decreased by 1.25 percentage points compared to the same period last year. Considering that their average loan amount is 14.29 million won, this means they saved about 180,000 won in interest annually based on a 12-month maturity one-time repayment.
A representative from Finda said, 'We will continue to strive to offer better loan conditions by increasing partnership products and enhancing tailored services for young aspiring entrepreneurs preparing for a new chapter in life after resigning.'