Mirae Asset Securities noted on the 11th that the assets of its Individual Comprehensive Asset Management Account (ISA) have surpassed 6 trillion won, having increased by more than 1 trillion won in just three months.
Since the beginning of this year, Mirae Asset Securities has maintained its position as the number one company in the industry based on client assets in the brokerage-type ISA sector. Mirae Asset Securities analyzed that services, including the 'ISA robo-advisor' launched last June, have led to an increase in ISA client assets.
The ISA robo-advisor utilizes artificial intelligence (AI) technology to analyze in real-time the service sign-up timing, rebalancing history, and asset status, then suggests a client-customized portfolio. It can be used without any service fees, simply by having the mobile app 'M-STOCK.'
Mirae Asset Securities is also continuously introducing services such as 'dividends and interest income planner' and 'financial products ISA to watch this week.'
ISA is an account that allows various financial products such as stocks, exchange-traded funds (ETFs), bonds, and deposits to be managed in one place. It also offers tax benefits. Up to 2 million won for general types (up to 4 million won for the low-income type) is tax-exempt, with a 9.9% separate tax benefit applied to excess amounts.
In the first half of this year, 5,346 ISA clients of Mirae Asset Securities enjoyed a total of 8.8 billion won in tax benefits. Tax-exempt benefits amounted to 8.2 billion won, and the low-rate separate tax benefits were 600 million won, resulting in an average tax saving of about 1.67 million won per account.
Additionally, if the ISA is held for more than three years and converted to a pension account, a tax credit of up to 3 million won can be obtained within the limit of 10% of the converted amount. Last year's converted amount from ISA maturity funds to pensions was 299.2 billion won, which increased more than 11 times in one year.
A representative from Mirae Asset Securities stated, "The average investment amount per ISA client at Mirae Asset Securities is higher than that of other financial companies, indicating that more clients recognize ISA not just as a simple tax-saving tool but as a long-term asset management tool." He added, "We will continue to realize customers' financial goals and expand the market with customer-centric investment solutions and advanced services."