Hanwha General Insurance announced on the 16th that all five newly developed special clauses, including 'diagnosis benefits for febrile convulsions,' an emergency condition that primarily occurs in infants and young children, have received exclusive use rights.
The five types of coverage include diagnosis benefits for febrile convulsions, croup, epiglottitis, and specific diseases accompanied by hypoxia (oxygen saturation below 90%), as well as emergency room visit treatment costs (emergency) due to sudden visits caused by high fever.
These special clauses have identified new coverage areas for various emergency conditions affecting infants and young children that were difficult to cover under existing products, minimizing coverage gaps and alleviating the burden of emergency situations that 'parenting moms' are most concerned about. To achieve this, the company directly listened to the voices of customers and sales fields and conducted product planning and market research over approximately six months, including inviting specialists for emergency situation training and research.
Hanwha General Insurance plans to incorporate these special clauses into the 'Hanwha Sapling Health Children's Insurance,' set to launch in July. The company also plans to add these clauses to the launch of the 'Hanwha Signature Women's Health Insurance Series,' continuing to secure the product competitiveness of women's insurance as a specialist insurance company.
A representative from Hanwha General Insurance noted, 'The background for developing the special clauses stemmed from the experience of a product planner who has young children, feeling the lack of coverage during an emergency situation involving their child.' They added, 'As these special clauses have been developed through experience, they are expected to be of great help in preparing for emergency situations that could pose a serious threat to precious children.'