NH NongHyup Bank announced on the 17th that it will begin a non-face-to-face corporate loan service that allows corporations to apply for loans and consultations without visiting a branch.
The non-face-to-face corporate loan service is a digital financial service that allows corporations and individual business owners to apply for loans online and conduct loan transactions through branch consultations and electronic document submissions.
Corporation customers without a transaction history with NongHyup Bank can easily apply for loan consultations through the mobile website without having to open a separate account. Existing customers can also conveniently use the service through NongHyup corporate internet and smart banking.
There is no longer a need to visit a branch to submit loan review documents, as documents can be issued by public offices. By agreeing to submit documents using a corporate joint certification, various certificates and tax materials can be sent online to NongHyup Bank immediately.
NongHyup Bank aims to achieve a fully non-face-to-face process for all loan procedures from application to review and contract, planning to open a non-face-to-face loan contract service by 2025.
A NongHyup Bank official said, “Through this, we expect to expand the online corporate loan window and reduce cumbersome procedures such as document preparation and branch visits, thus enhancing customer convenience.”