Review: This is a review article written after watching the broadcast.
Singer and broadcaster Lee Ji Hye's husband and tax accountant Moon Jae-wan revealed how to use tax-saving accounts.
On the 12th, a video titled "Accounts that definitely make money revealed by Lee Ji Hye's tax accountant husband (ISA, IRP, pension savings)" was posted on the YouTube channel Not a mean attention-seeking sister. This is the second personal finance lecture video following year-end tax settlement content that recorded about 1.3 million views.
In the video, Moon Jae-wan mentioned the recent increased interest in U.S. stocks and ETF investing and explained the taxes and account structures you must know before investing. He said, "After retirement, it is important to live on regular income such as interest, dividends and pensions rather than earned income," and noted, "Using tax-saving accounts is key to building this kind of system."
He then introduced representative tax-saving accounts such as ISA, IRP and pension savings. Moon Jae-wan said, "An ISA is an individual savings account that allows you to invest in various financial products while receiving tax benefits," and explained, "If total salary is 50 million won or less, you can receive tax-free benefits up to 4 million won with the low-income ISA, and the general type is tax-free up to 2 million won."
He also added that the tax structure can differ when investing in U.S. ETFs listed in Korea. He said, "U.S.-listed ETFs have dividend income tax levied first in the U.S. and can also be taxed in Korea, but Korea-listed ETFs can yield tax-saving effects if you use accounts like an ISA."
Meanwhile, through the YouTube channel "Not a mean attention-seeking sister," Lee Ji Hye continues to present content regularly, sharing various personal finance information with her husband Moon Jae-wan.
[Photo] 'YouTube'
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